Our mission is to bring awareness to the community by promoting financial literacy and security for all successful individuals and business owners.

Planning your financial future is one of the most important steps you can take in gaining peace of mind.  We aim to help you understand this process by assessing your specific needs and providing you with a variety of retirement options. 


7Streams Financial Services believes that business owners, professionals, and key employees in Small Business America should follow the model of executives in Corporate America by using Non-Qualified Plans for tax planning and maximizing income with the least amount of risk of loss to one's retirement dollar.  

The average American can used the exact same product that is used by Executives in Corporate America for their own retirement planning.  

Why not use a retirement vehicle similar to a Company Owned Life Insurance Plan for your own personal retirement?

We truly enjoy helping others build a more effective retirement road map to replace today's income in the most tax-efficient way possible.

We show companies how to save money on payroll taxes by offering voluntary benefits to employees at no cost to the company. For the individual person, we assist in helping develop financial strategies to generate revenue, protect their wealth, and secure their futures.

We will help guide you by developing a plan to define your goals and design a detailed plan. We offer some of the following strategies:

  • Health & Dental Insurance

  • Accident Indemnity

  • Hospital Indemnity

  • Short Term Disability

  • Cancer

  • Critical Illness

  • 401K owner contribution & employee only contribution  

  • Long Term Care – hybrid

  • Long Term Care – stand alone

  • Long Term Disability

Please feel free to contact us to show you how we can help you with your specific circumstance.

Aquilah Varela-Williams 


Aquilah Varela-Williams is the principal owner of 7Streams Financial Services, a firm aimed at promoting financial literacy and security for business owners and individuals.

She is licensed in the states of California and Pennsylvania.

Ms. Varela-Williams and her team focuses on the design, implementation and administration of Executive Benefit plans with an emphasis on Deferred Compensation plans.